Version: 1.0
Kast Update March 26, 2026
‍No Offer or SolicitationThe content on this website (rezy.fi) is for informational purposes only. Nothing on this website constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation of any security, investment product, or investment strategy. Any investment opportunities offered through RezyFi will be made only through definitive offering documents provided to qualified investors in compliance with applicable federal and state securities laws, including, where applicable, Regulation D Rule 506(b), Regulation S, or other applicable exemptions from registration under the Securities Act of 1933, as amended.No investment may be made except by means of the applicable offering documents. Prospective investors should review all offering documents carefully, including all risk factors, before making any investment decision.Not Investment AdviceRezyFi Inc. is not a broker-dealer, investment adviser, transfer agent, exchange, or alternative trading system. Nothing on this website should be construed as investment, financial, legal, tax, or regulatory advice. You should consult your own qualified financial, legal, and tax advisors before making any investment decision. RezyFi does not recommend or endorse any particular investment opportunity, and no fiduciary relationship is created by your use of this website.Pending Acquisition by ECGI HoldingsRezyFi Inc. is the subject of a pending acquisition by ECGI Holdings, Inc. (OTC: ECGI) pursuant to a definitive Share Exchange Agreement signed March 24, 2026 (the "Pending Acquisition"). Under the terms of the agreement, ECGI will acquire RezyFi for $25,000,000 of ECGI Series E Non-Voting Convertible Preferred Stock, subject to staged conversion limits, transfer restrictions, and customary closing conditions, including financial statement readiness.The Pending Acquisition has not yet closed. RezyFi is not currently a subsidiary of ECGI Holdings, and references on this website to the anticipated post-closing corporate structure should not be interpreted as a representation that the transaction has been completed. The Pending Acquisition may not close on the anticipated terms, on the anticipated timeline, or at all. The failure of the Pending Acquisition to close could affect RezyFi's operations, capitalization, and ability to execute its business plan. For additional information about the Pending Acquisition, please refer to ECGI Holdings' public filings.Forward-Looking StatementsThis website contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements include, but are not limited to, statements about:RezyFi's and ECGI Holdings' plans, objectives, expectations, and intentions regarding mortgage tokenization technology, platform development, and business strategy;the anticipated closing and expected benefits of the Pending Acquisition;the development, capabilities, and timeline of RezyFi's tokenization platform;market opportunities in the mortgage and real-world asset tokenization sectors;expected regulatory developments and their potential impact on RezyFi's business;potential investment offerings and their structure, availability, or terms; andany other statements that are not statements of historical fact.These forward-looking statements are based on management's current beliefs, expectations, and assumptions as of the date they appear on this website and are subject to significant risks and uncertainties that could cause actual results, performance, or achievements to differ materially from those expressed or implied. These risks and uncertainties include, but are not limited to:risks related to the development, testing, and adoption of tokenization technology and blockchain infrastructure;the risk that the Pending Acquisition may not close on anticipated terms or at all;changes in federal, state, or international securities laws, regulations, or enforcement priorities;risks related to blockchain technology, including smart contract vulnerabilities, network disruptions, and the evolving regulatory treatment of digital assets;general economic conditions, including interest rate changes, housing market conditions, and mortgage default rates;the ability to attract and retain qualified investors and maintain sufficient origination volume;dependence on third-party technology and service providers;competition from established financial institutions and other tokenization platforms; andother risks described in ECGI Holdings' filings with the U.S. Securities and Exchange Commission.We undertake no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, except as required by law. You should not place undue reliance on forward-looking statements.Public Company DisclosureECGI Holdings, Inc. (OTC: ECGI) is a publicly traded company. Upon closing of the Pending Acquisition, RezyFi will become a wholly owned subsidiary of ECGI Holdings. ECGI Holdings files reports with the U.S. Securities and Exchange Commission and the OTC Markets Group. Investors and prospective investors are encouraged to review ECGI Holdings' public filings, which are available at:SEC EDGAR: sec.gov (search "ECGI Holdings") OTC Markets: otcmarkets.com (search ticker "ECGI")Public filings include annual reports, quarterly reports, current reports, and other disclosures that contain important information about ECGI Holdings' financial condition, business operations, and risk factors. Information on this website does not replace or supersede ECGI Holdings' public filings. In the event of any inconsistency between information on this website and information in ECGI Holdings' SEC filings, the SEC filings shall control.Market Data and Third-Party InformationThis website may reference market data, industry statistics, or research from third-party sources, including the Mortgage Bankers Association. Such information is provided for context and general reference only. We have not independently verified all third-party data and make no representation or warranty as to its accuracy, completeness, or timeliness. Third-party data may be subject to revision and may not reflect the most current information available.The inclusion of market data (such as the $2.2 trillion U.S. single-family mortgage origination figure or the $13 trillion outstanding mortgage debt figure referenced on this website) should not be interpreted as a representation that RezyFi will capture any particular share of any market or achieve any particular level of revenue, origination volume, or performance.Investment RiskInvestments in tokenized mortgage interests, if and when offered, involve significant risks including, but not limited to:Total loss of invested capital. There is no guarantee of any return on investment.Illiquidity and transfer restrictions. Tokens may be subject to holding periods and resale limitations under applicable securities laws. There may be no secondary market for tokens, and even if a secondary trading venue becomes available, there is no assurance of buyer demand or favorable pricing.Mortgage loan risk. Underlying mortgage loans may default, and borrowers may fail to make payments. Property values may decline. Interest rates may change, affecting loan performance and investor returns.Blockchain and technology risk. The platform relies on blockchain technology, smart contracts, and third-party infrastructure that may contain bugs, experience downtime, or be subject to security vulnerabilities. Blockchain transactions are irreversible.Regulatory risk. The legal and regulatory framework governing tokenized securities, blockchain technology, and digital assets is evolving and uncertain. Changes in law or regulation could materially affect the value, transferability, or legality of tokens or the operation of the platform.Third-party risk. The platform depends on third-party service providers for critical functions including identity verification, wallet infrastructure, payment processing, and transfer agent services. The failure or discontinuation of any of these services could disrupt operations.Concentration risk. Mortgage pools may be concentrated in a limited number of loans, geographic regions, property types, or borrower profiles.Structural risk. Special purpose vehicles or other holding structures used in offerings may incur costs, face legal challenges, or be subject to regulatory requirements that reduce investor returns.No FDIC or SIPC protection. Tokens and any associated investments are not bank deposits and are not insured by the Federal Deposit Insurance Corporation, the Securities Investor Protection Corporation, or any other governmental agency.This is not an exhaustive list of risks. Prospective investors should carefully review all risk factors disclosed in the applicable offering documents before making any investment decision.Technology and PlatformDescriptions of RezyFi's technology platform, capabilities, and roadmap on this website reflect current plans and expectations and are subject to change. Platform features described as "coming soon," "planned," or "in development" have not yet been fully implemented and may differ materially from the descriptions provided. The platform relies on third-party technology infrastructure and service providers whose availability, performance, and terms are not within RezyFi's control.RezyFi's platform infrastructure is currently provided in part by Nomyx Technology Labs Inc. pursuant to a platform services agreement. Nomyx is a technology service provider only and has no financial, legal, or operational involvement in RezyFi's business activities, investment offerings, or investor relationships. Nomyx does not endorse, sponsor, or verify any tokens, offerings, or campaigns conducted by RezyFi.Mortgage Lending OperationsMortgage loans referenced on this website are originated and serviced by ResMac Inc., a wholly owned subsidiary of RezyFi and a licensed wholesale independent mortgage bank operating in 29 states. ResMac's lending operations are subject to federal, state, and local laws and regulations, including licensing requirements, consumer protection laws, and fair lending laws. Nothing on this website should be interpreted as an offer or commitment by ResMac to originate any particular mortgage loan or to lend in any particular jurisdiction.No Guarantee of Platform AvailabilityRezyFi does not guarantee the continued availability of the Website, platform services, or any particular feature or functionality. The Website and platform may be modified, suspended, or discontinued at any time without notice. Access to certain features may be restricted by jurisdiction.Governing DocumentsYour use of this website is governed by the RezyFi Website Terms of Use (available at rezy.fi/terms). If you access platform services, your use is also governed by the Platform Terms of Service (available at rezy.fi/platform-terms). Your personal information is handled in accordance with our Privacy Policy (available at rezy.fi/privacy) and Cookie Policy (available at rezy.fi/cookies). In the event of any conflict between this Disclaimer and those documents, the applicable Terms of Use, Platform Terms of Service, or Privacy Policy shall control.ContactFor questions about these disclosures, please contact:
RezyFi Inc. 4141 S Nogales St. C102 West Covina, CA 91792 legal@rezy.fi
For ECGI Holdings public company inquiries: info@ecgiholdings.com